Purrsave

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Purrsave
Free forever · nothing to connect

One wallet.Your life and your little shop.

Log a coffee in three taps. See exactly what the marketplace kept from your payout. Personal tracking is free forever, no card — the seller tools are the paid part.

9:41
Purrsave
Safe to spend this month
$1,240
of $1,950 left after bills and savings
Recent
GroceriesToday −$28.40
CoffeeToday −$4.50
RentMar 1 −$980.00
Add expense
$28.40

Free forever· Works in every country· Personal + shop in one· Any currency, works offline

Free forever

The personal money app costs nothing. No trial, no ads, no selling your data.

Works in every country

Any currency, any bank, or the cash in your pocket. Nothing to connect.

Three taps, even offline

Add a spend in seconds. It saves on your phone and syncs when you're back online.

Nothing to connect. No bank login to hand over.

Most money apps want your bank login before they will show you anything. Purrsave never asks. That is why it works the same in Bangkok, Berlin or Bogotá — with any bank, any wallet, and the cash in your pocket.

Yes, it means you type what you spent. It takes about five seconds — and that is the part that actually changes anything. You notice the money leaving.

No bank connection means no bank password to hand over — so nothing here can move money out of your account.
What they ask for
  • Your online banking password
  • A bank on their supported list
  • Cash spending they can never see
Purrsave
  • An amount, a category, done
  • Any bank, any wallet, or cash
  • The same app in every country

How Purrsave compares

These are the other ways sellers actually do this. They all work — they just cost time, money, or access to your store.

What you care about Purrsave A spreadsheet An accountant A seller system
Your own money and your shop’s, in one place Yes Two files, by hand Business books only Business orders only
What it costs to start Free forever for your own money Free A monthly fee Free tier, then paid
What you have to connect Nothing Nothing Your records, by hand Your store account
Working out what the marketplace kept Guided, on your phone Formulas you build yourself Monthly, after the fact Automatic

Compared against how people do this today, not against other budgeting apps: you were never choosing between us and a budgeting app. A full seller system does the payout maths automatically and does it better — it also wants access to your store, and it never sees the cash in your pocket.

A kitten keeping a daily habit streak

Small habits, gently kept

Good money habits are just small ones, repeated. A tracking streak keeps you going, and a short weekly review shows where the month actually went. No guilt, no nagging.

A daily streak, a weekly review, and gentle reminders you can switch off any time.
Tracking streak
12 days
A kitten beside a filling savings jar

Watch your savings actually grow

Saving is easier when you can see it happening. Make a jar for a goal, tuck money in whenever you can, and watch it fill. Purrsave shows you honestly when you will get there — no magic promises, just steady progress you can see.

Savings jars and goals with honest timelines — and the kitten cheers every top-up.
Savings jar
62% saved — about four months to go at this pace
The person who made this

I'm a solo maker, and I built Purrsave while paying off my own debt with it. Every screen here is one I use myself, most days.

Hi — I'm the person behind Purrsave. I've always loved tracking my money: writing it down is how I plan with a clear head, save for what matters, and pay off debt without fear.

I built Purrsave so anyone can do the same — simply, honestly, and free. No ads, no selling your data, no tricks. Just you and your money, building good habits together.

Free forever Logs offline, syncs later Your data stays yours Works in any currency

Run a small shop?

There is a whole shop mode — products, stock, real profit, and payout tracking. Up to 15 products free; the full seller toolkit is a paid add-on. Ignore it entirely if you do not sell.

A few honest questions

Is it really free?

The personal money app is free forever — no ads, no trial that expires, and no selling your data. Seller tools are a paid add-on. I built the free part for myself first.

Where is my data?

In a Supabase cloud database, protected by row-level security so only you can read your own rows. You can export everything anytime, and delete your account anytime.

Does it work offline?

Partly, and honestly: install it like an app and it opens instantly, even with no signal. New entries you add offline are saved on your device and sync automatically the moment you're back online. Loading your full history and syncing still need a connection — nothing is kept only on your device forever.

Do I have to type everything myself?

Yes — and that is the point. Purrsave remembers the category and account you used last, so a coffee is usually two taps. Five seconds a day is what makes you notice where the money goes; a bank feed just files it away after it is gone.

Who made this?

One person, working alone. The whole story is just above, in their own words.

Can I use my currency and language?

Any currency works. The app speaks English and ไทย today, with more languages on the way.

Still deciding? Before you ever commit, know this: you can export everything as JSON or CSV, and delete your whole account from inside the app, anytime. Your data is yours to take or to erase.

What's new
  • Aug 2026A public board — ask for a feature, and vote on what other people asked for
  • Aug 2026A straight comparison with the other ways sellers do this today
  • Aug 2026Try the app right here on this page — no account needed
  • Aug 2026A simpler start — your first expense takes two taps
  • Jul 2026Pay a bill in any currency, and mark promo or free months
  • Jul 2026Shop mode: stock, real profit, and payout matching

Something missing? Ask for it on the board — every idea there gets an answer, including no. Open the board

Ready when you are

You already did it once, up at the top. Now do it with your own numbers — about a minute to start.

Everything for your own money is free, forever: spending, bills, savings, debts. The shop side — payout matching, real profit, tax set-aside — is $4 a month, $39 a year, or $75 once. Ignore it completely if you do not sell.
No card, no bank login. Export or delete everything whenever you like.
Your money, made cozy.
Your financial data stays private and protected by your login.
Educational tool for personal budgeting — not licensed financial advice.
Budget apps without a bank login · Budget apps by country · Shop money vs. personal money
Pricing · Privacy · Terms · Contact
Free forever · no card
Purrsave
Log in to your money dashboard
or with email
By creating an account you agree to use Purrsave at your own discretion — your data stays yours.
By continuing you accept the & .
Purrsave
Personal
My shop
App
Purrsave

Welcome back!

Welcome back!

Let's log your first expense

It takes about ten seconds. Your home screen fills in from there.
Install: tap Share, then Add to Home Screen
Reminders only work from the Home Screen icon on iPhone.
Don't see Add to Home Screen? Open this page in Safari — some browsers on iPhone hide it.
Want a gentle nudge?
One quiet reminder in the evening if you haven't logged anything that day — and a heads-up the day before a bill is due. Nothing else, and you can switch it off any time. On iPhone, reminders need Purrsave on your Home Screen first: tap Share, then Add to Home Screen, and open it from there. You'll sign in once more — your data is safe in your account.
Missed a day? Add it now
Safe to spend this month
—

Will I make it?

Your cash over the next 6 months

Savings jars

Little by little

Your first week

Five little quests — your kitten is cheering you on.
Shop starter
All done! You're officially a tracker. Hide this card?
Income
—
Expenses
—
Total balance
—
Next bill
—

Quick add

Quick transfers

Monthly budget

All expenses vs your limit

Upcoming bills

Accounts

Personal vs Business

Expense split this month

My shop today

A quick look at your business

Spending by category

This month's expense breakdown

Last 6 months

Your week

Your logging habit

A square for every day you wrote something down — the more you wrote, the brighter it glows.

Recent transactions

Amount = last number · say "business" for business · category and account are matched by name

What is coming

Sun
Mon
Tue
Wed
Thu
Fri
Sat
+Income received−Spending after refundsRRefund surplusBill dueExpected money in

Select a day for the full story. Empty days mean nothing has been logged.

Selected day

Monthly total
—
Active expense bills, per month
Active bills
—
Due next 7 days
—
From today
Paid this month
—

Subscriptions

Your recurring services & their yearly cost
Monthly total
—
All subscriptions, per month
Yearly total
—
What you pay across a year
Subscriptions
—
Next renewal
—
Stock follows what you log — use + and − to correct anytime
Spent this month
—
Yearly projection
—
Avg of last 6 months × 12
Transactions
—
This month
Avg spend per day
—

My money

Spending trend

Category breakdown

Spending by account

Top bills

Highest monthly cost

Billing cycles

Personal vs Business

Insights

Based on this month's activity

Year summary

Tap a month to jump to it
Loading year…

My shop

Business profit

Break-even

What your shop needs to earn to cover its costs

Tax set-aside

Money to keep for tax time

Marketplace payouts

Money on the way from Etsy, Shopee, TikTok and more

This month's plan

Health check

Common guidelines, computed from your data

Will I make it?

A month-by-month cash forecast, tap any month for detail

Trim your spending

See what pausing bills would save

Savings goals

Put your savings target somewhere visible

What if I take a loan?

Installment check against your income and bills
Templates use typical estimated rates — always confirm the real rate with the provider.

Savings goal

How fast can you get there?

Best time to buy

Finds when a purchase fits, using your real month-by-month debt

Advice

Based on this month's numbers
These are educational calculations from your own data and common rules of thumb — not licensed financial or investment advice.
Net worth
—
Accounts + owed to you − debts
Saving / month
—
Your recent average
FIRE number
—
25× yearly expenses
Debt-free in
—
Financial independence

Planning assumptions

Used for retirement and projections
A cautious long-term average is around 4-7% per year.

Net worth projection

Retirement

Based on your saving pace

Debt-free planner

Life goals timeline

Your goals, by target date
Long-term figures are estimates based on your assumptions, not guarantees. Not financial advice.
They owe you
—
You owe
—
They owe you
You owe
Accounts
—
Active accounts
Total balance
—
All combined
Spent this month
—
Through these accounts
Unassigned
—
Transactions without account (this month)
Tip: drag one account onto another to move money between them

Saved transfers

Quick-transfer presets for accounts you move money between often
Payment methods
—
Active methods
Spent this month
—
Across all methods
Assigned
—
Transactions with a method (this month)
Unassigned
—
No method set (this month)
Categories
—
Total budgets
—
Across all categories
Budget used
—
Over budget
—
Categories past their limit
Expense categories
Income categories

Currency converter

—

Price per unit

Which deal is cheaper? Compare two offers.
Great for supplier stock decisions — price per capsule, per kg, per piece.
Logging streak
—
No-spend days
—
this month

Your logging habit

A square for every day you wrote something down — the more you wrote, the brighter it glows.

Planner and tarot

A quieter corner: plan your week, and draw a card.
Open the planner
A separate page, in the same colours. It knows nothing about your money.

Daily check-in

How many days in a row you have written something down.
A no-spend day counts toward your streak too — and it's great for your wallet.

Money School

Tiny money lessons with your real numbers inside.

Your corner

Your identity, your look, your account.

Your profile

A familiar face and a look that feels like you.

Theme and accent apply immediately. No need to press Save.

Use Save profile to keep your name and avatar changes.

Menu tabs

Show, hide and reorder your menu tabs

Changes apply as you go. Use the arrows or drag a handle to reorder. Profile and Settings always stay available.

Account & security

Manage sign-in and privacy for your account.

You signed in with Google — set a password to also log in with email.


Ways you can log in to this account.

Amounts show as dots until you turn this off. Toggle any time from the eye button in the top bar.

A privacy lock for this device; your data is still protected by your login.

Danger zone
This permanently deletes your account and ALL your data — transactions, accounts, bills, goals, everything. This cannot be undone.

Make it yours

Find a setting, make a change, get back to your day.

No settings foundTry a word like budget, backup or effects, or clear your search.

How much to show

Nothing is deleted — everything is one tap away.

Money

Changing this re-converts all saved amounts using today's exchange rates.
Just changes what you see — your saved data stays in the base currency. Pick the base currency to turn this off.



How many days ahead a bill shows up as "due soon" in notifications.

Not supported in this browser
Reminders do work on iPhone — one extra step
iPhone and iPad only allow notifications for apps kept on the Home Screen, not for pages in a browser tab.
1. Tap the Share button.
2. Choose Add to Home Screen.
3. Open Purrsave from the new icon, then turn reminders on here.
Reminders work normally after that.
Heads-up: the Home Screen app keeps its own separate storage, so you will be asked to sign in once more there. Nothing is lost — your data lives in your account, not on the phone.
Don't see Add to Home Screen? Open this page in Safari — some browsers on iPhone hide it.
Reminders are on, but nothing is scheduled to reach you yet — you have no bills saved, and the evening nudge and weekly recap are both off.

Both need bill reminders on above, and never scold — switch them off any time.


Comma-separated currency codes. They'll show first in every currency dropdown.

My shop

Your business records are kept safe — switch back on anytime to see them.

Your plan

Powers the Scan to pay QR on your Products page.

Auto rules

When a transaction's note contains your text, set its category, money type, or a tag automatically.

Data & backup


Restoring a JSON backup ADDS a copy of that data to your account — it does not replace or remove anything.

Excel on a German, French, Spanish, Portuguese, Italian, Dutch, Polish or Indonesian computer expects semicolons. Pick that if your export opens as one squashed column.

Personalization

Looking for your theme or accent?

Shows Thai payment features like PromptPay. Change it if the automatic guess is wrong.

Effects

Cute little animations. Turn any off if you prefer calm.
Master switch for all the animations below.


Help & feedback

Support Purrsave

About

Contact

Signed in as

Welcome to Purrsave

Let's set up the basics — it only takes a minute.

Add your first account

Bank, cash, e-wallet — whatever you use day to day.

What has to get paid?

The things that come out every month. You type these once — after that they come back on their own.
And what comes in?
Roughly what you take home each month. Without it Purrsave cannot work out what is safe to spend.

Here's where you stand

—

Card options

Drag the handle to arrange your cards, or move one step at a time here.

Hidden cards stay in Hidden. Preview them there and bring them back anytime.

More

Add transaction

Pin the exact rate or the converted amount from your statement — it's saved with this transaction.
Money coming back for a past expense. It cancels out that category's spending instead of counting as income.
Recently used — tap to add

Add product

Average cost updates itself each time you log a restock expense linked to this product.

Receipt photo

Add recurring bill

This is an installment — set each month's amount in the schedule on the What kind step.
This bill is an installment — it's billed monthly on your First payment date, so these options don't apply.
For money paid back to you (e.g. a flatmate's rent share). Each payment reduces that category's spending instead of counting as income.
What kind of bill is this?
Leave all three off for a normal bill. Picking one changes how Purrsave counts it.
Subscriptions show up in the Subscriptions tab with their yearly cost.
The amount above is your regular payment. Track the balance you still owe and see your payoff.
Lets the payment table match your lender day by day
Enter months + amount & rate to auto-fill the payment.
Records the loan money arriving today (shown as money-in, tagged 'loan') so your balance matches your bank.
Split a purchase over several months. Enter each month's amount — they can differ.
Each month is billed on this day — this replaces the Amount and Schedule steps above.
Matches the name on what they owe you, so this bill can show how much of your own money is still tied up in it. Their repayments do not count as income.
Settings for this bill
Marks it paid on its due date the next time you open the app — the app cannot run in the background yet.
Reminders use your global lead-time setting.

Are you sure?

Enter a value

Post to the board

Image

Send feedback

Tell me what you love or what's bugging you — it comes straight to me.

What's new

Privacy

Terms

Month wrapped

Add expected payout

Restock

This logs a business expense and updates your average cost.

Receive money

Show this QR to receive money into your bank app (PromptPay — for Thai bank transfers)

Shop insights

Based on the sales you've recorded.

Restock list

Days left = how long your stock lasts at your recent selling speed. Most urgent first.

Scan to pay

Support Purrsave

Purrsave Pro

Share Purrsave

Add category

Add account

Your emergency fund on the Plan screen counts your savings accounts if you have any, and every account if you have none.
What's in it right now. New income and expenses you record on this account move the balance automatically.

Add payment method

Statement

Account

How this is worked out

Bill

Where this goes

Transaction

Reconcile balance

If the real-world balance is different, we'll add an adjustment transaction so it matches exactly.
Current computed balance ·
—
The adjustment fixes your balance only — it is never counted as income, spending or profit.

Day

Waiting to sync

This will sync when you're back online. It can't be edited until then — but you can throw it away.
Entry
—

Confirm amount

A 3-month free trial is 3 — the next payments are settled at 0 so they stop asking.

Monthly budget

Set a PIN

A privacy lock for this device; your data is still protected by your login.

Set a new password

Notifications

My backups

Loading…

Add goal

Add money

Auto-save on payday

Move a set amount into savings automatically each month.

Contact

Questions, problems, refunds, anything. This goes straight to the person who made Purrsave.
Leave it blank if you would rather not say. There is no reply without it.

Add debt

Add transfer preset

Search

Help

Tips

What's new

Set category

Set account

Set scope

Set type

Transfers are skipped

Add / remove tag

Shift dates

Import CSV

Two-column mode: if your file has separate Outflow and Inflow columns (like YNAB or most banks), map both and set Amount to — None —.
FX rate: base-currency value of one unit of the row's currency. Without it, foreign amounts are converted at today's rates, not the historical rate.

Restore from JSON

This adds a copy of the backed-up data to your account. It does not replace or delete anything currently here.

Delete my account & data

This is permanent. Your account, transactions, accounts, bills, categories, goals, debts and everything else will be deleted forever. This cannot be undone.